No Interest Loan Scheme

The No Interest Loan Scheme (NILS) provides no‑interest loans to eligible Tasmanians to help cover the cost of essential items and services. Loans range from $300 to $2,000 or up to $3000 for a rental bond and can be used for everyday needs such as:

• Car repairs and registration
• Household essentials
• Education expenses
• Medical and dental costs
• Rental bonds and council rates

You may be eligible if you:

• Have a healthcare card, pension card or DVA card, or earn a gross income of $70,000 (before tax) for a single person or $100,000 (before tax) for people who are dependent or have dependents.

• Have stable accommodation (exceptions may be considered — call to discuss your situation)
• Have the capacity to repay the loan, with repayments capped at $40 per fortnight

To talk through your circumstances, call 1300 301 650.

NILS loans are interest‑free, with repayments of up to $40 per fortnight.

To find out more or apply, contact NILS on 1300 301 650 or download the NILS brochure here.

CatholicCare Tasmania has trained staff providing assistance for this service from offices in Hobart and Launceston.